Frequently Asked Questions

Frequently Asked Questions

Insurance Info

  • What types of insurance do you accept?

    At this time we can only accept insurance in the form of an FSA or HSA (two types of health insurance which look and act like debit cards). We no longer write up itemized receipts for insurance reimbursement purposes, but you may advise your insurance provider to simply split the total price in half to account for the cost of frames versus lenses.

  • What is an FSA or HSA?

    An HSA (or Health Savings Account) is a medical savings account of pre-tax dollars. The account allows you to set aside a portion of your wages to pay for health and wellness expenses. At the end of the year, any unused amounts may be rolled over to subsequent years.

    An FSA (Flexible Spending Account) is similar to an HSA with a few key differences. Those with this type of coverage must use the funds in their account or they will expire at the end of the year. Learn more about FSA glasses purchases.

  • What can I purchase with my FSA or HSA?

    Classic Specs accepts FSA and HSA dollars for all prescription eyewear purchases (including prescription sunglasses, progressives, and readers!) as long as your FSA or HSA card is affiliated with a major credit card.

    Be sure to double-check the balance on your FSA account before making your purchase.

    If you would like to use your FSA or HSA card to pay for a portion of your purchase and apply the remaining balance to a different card, please call us at 1-800-896-2561. We would be happy to set that up for you.

  • Can I buy sunglasses with my FSA or HSA?

    Yes, absolutely, as long as they are prescription sunglasses.